The right Realtor makes all the difference.
Just like we choose the best surgeon not because we expect perfection, but to be prepared if something goes wrong—the same goes for real estate. With transactions more complex than ever, having an expert on your side is essential.
At Utah’s Elite | Realtors®, we’re full-time professionals committed to market knowledge, contract expertise, and strong negotiation skills. We guide, educate, and protect our clients at every step.
A great Realtor also acts as a project manager—coordinating deadlines, communicating with all parties, and spotting red flags early to keep everything on track.
Our goal? To make the process smoother, easier, and more profitable—with the strength of our Elite Team behind you.
Do you know where you want to buy—or what kind of home fits your lifestyle?
Whether you're leaning toward a condo, townhome, or single-family home, or still figuring it out, now is the perfect time to start exploring. Think about the features you love—and the ones you’d rather avoid.
As we look at available homes together, we’ll also be tracking shifts in asking prices and inventory levels. That insight helps us understand market trends in specific neighborhoods and gives you a strategic edge when it’s time to make an offer.
Getting pre-approved is a great first step—but your comfort zone matters more than the loan amount.
Lenders often approve buyers for more than they may actually want to spend, which is why it's important to decide on a monthly payment that fits your lifestyle before touring homes.
Even if you're planning to pay cash, setting a clear budget is still key. Consider how this purchase fits into your overall financial picture, and whether you want to reserve funds for future updates, furnishings, or other investments.
Take time to review your household budget and factor in the ongoing costs of homeownership. If you're moving from an apartment or shared space, don’t forget about added expenses like water, garbage, utilities, or HOA fees. These can add up quickly—and having a solid handle on your numbers helps us stay focused on the right homes for you.
If you’re planning to finance your home, now is the time to get pre-qualified—and here’s why:
1. Clarity on your budget.
Your monthly payment and approved interest rate will guide us to the right price range. This ensures we’re only touring homes that make sense for both your finances and your goals.
2. Time to resolve any credit issues.
If there are any inaccuracies or surprises on your credit report, we’ll want to catch and fix them early—before we find the home you love.
3. A stronger offer.
Your lender will provide a pre-approval letter, which shows sellers you’re serious and ready. This can make all the difference in a competitive, multiple-offer situation.
OUR GOAL IS TO PROVIDE YOU WITH THE MOST PERSONALIZED SERVICE THAT IS DESIGNED TO HELP YOU BUY YOUR DREAM HOME
This is one of the most exciting parts of the journey—second only to moving in!
We’ll schedule showings for homes that align with your budget and wishlist, making it easy (and fun!) to explore your options. As we walk through each property, take notes on what stands out—both the features you love and anything that feels off.
Don’t be shy about testing the details: flip light switches, open doors and windows, and run the faucets to check water pressure. And remember, you’re not just buying a house—you’re joining a neighborhood. Take time to explore the area, check out traffic patterns at different times of day, look at parking, and consider the distance to schools, stores, and other daily essentials.
Once we find the home, it’s time to make a strong, strategic offer.
We’ll work together to craft a competitive offer based on recent sales, current market trends, and the value of similar homes in the area. Beyond just price, we’ll also consider what’s most important to the seller—because sometimes, the strongest offer isn’t just about the highest number.
Depending on the situation, your offer might be below, at, or even above the asking price—especially if we’re up against other buyers. If the seller comes back with a counter, we’ll guide you through the negotiations to help you reach the best possible terms.
Once your offer is accepted, congratulations—you're officially under contract and one step closer to holding the keys to your new home!
In Utah, the responsibility to inspect falls on the buyer—so this step is critical.
Utah is a Caveat Emptor state, meaning “buyer beware.” That’s why we strongly recommend hiring a professional home inspector to evaluate the property and identify any major structural concerns or necessary repairs. Depending on your needs, you may also choose to run additional inspections—such as radon testing, structural evaluations, or checking the sex offender registry.
We’ll help you choose a reputable inspector, and the inspection typically takes place within the first few days after your offer is accepted. If any significant issues come up, we’ll guide you through your options—whether that means negotiating repairs, adjusting terms, or, in some cases, walking away with your earnest money intact.
Either way, you’ll have the clarity you need to move forward with confidence.
Now’s the time to reconnect with your lender and lock in your financing.
Once you’re under contract, your lender will move from pre-approval to processing your loan. Based on your financial picture, you’ll have a few options to consider—like fixed vs. adjustable rates, 15- vs. 30-year terms, or loan programs such as VA, FHA, or conventional.
Work closely with your lender to choose the option that best fits your goals and long-term comfort. We’ll stay in close contact with your lending team to ensure everything stays on track from start to finish.
Hold off on the appraisal—just for a bit.
We recommend waiting to order the appraisal until we’ve finished negotiating any inspection findings. This helps preserve your negotiating power and ensures we're addressing any concerns before moving forward.
Our goal is to resolve inspections within the first week of being under contract. That way, we can move quickly to order the appraisal and give your lender enough time to meet the closing deadline.
Once that’s done, your lender will order the appraisal to confirm the home’s value—making sure everyone involved is moving forward with confidence in the price.
The final step is signing the paperwork—and then the home is officially yours!
We’ll coordinate a time for you to head to the title company and sign your closing documents. If you’re financing your purchase, get ready for a little hand workout—you’ll be signing quite a few pages!
Important note: Never trust wire instructions sent via email. For your security, we won’t email wire details unless you’ve specifically requested them—and even then, always call your Realtor or title officer directly to confirm. The safest option is to get your wire instructions in person from the title company.
Once your down payment is wired and your lender sends in the loan funds, the title company will record the sale with the county—and then it’s time for keys, utility transfers, and moving into your new home!
